I figure 2020 is a washout. No trips of significance. Very slow at work. Little restaurant visitation. It's like I had Tommy John surgery, and I'm on the DL for a year.
This is a good way to look at it. We are staying afloat at my business, which is better than a number of people I know. The big question we face is what will school look like this coming year, and will we be faced with home schooling again.