Riddler, Tlily, I had the 95 twice in the last year and both time I had the same experience you encountered - Tannins, acid, concentration but not a really enjoyable wine right now. I would rate it 85 pts but hopefully it will come around. I have had the same experience with every 95 I've bought and frankly, right now, I'm more a fan of the 97 vintage than the 95. I have had only one bottle of 95 I've liked in the last 4-5 years and it was the Roc de Cambes. everything else is concentrated but does not show much fruit. I hope it comes around. The 96 are drinking really nice right now and I wish I had spent more money on that vintage than the 95. Unfortunately, I did the opposite.
By the way, I have had all of the Clerc Milons between 1994 and 1999 and 1995 is by far the most disappointing. I like the wine, but I think that the critics missed the boat with 1995, not only for Clerc Milon but for the entire vintage.